Buying your first home is a big step, and for Ohio residents, there are plenty of programs and resources to make the journey smoother. In this guide, we’ll outline some essential do’s and don’ts, introduce Ohio-based loan options designed for…
Hello and thank you for your interest in my blog post about getting pre-approved! Buying a home is an exciting journey, but it’s one that can seem complex. One way to streamline the process and set yourself up for success…
Introduction: Real estate investment continues to be one of the most lucrative paths for wealth-building. But financing investment properties can be a significant hurdle, especially for those who don’t meet the traditional income documentation requirements. Enter DSCR loans: a game-changing…
For Veterans, active-duty military members, and eligible reservists, the VA Interest Rate Reduction Refinance Loan (IRRRL)—often referred to as the "VA Streamline Refinance"—is a straightforward and cost-effective way to lower monthly mortgage payments. This program offers a streamlined process for…
In today's financial landscape, a healthy credit score is a crucial asset, opening doors to better interest rates, loan approvals, and overall financial well-being. If you find yourself on the journey to credit repair, understanding the factors influencing your…
The Federal Housing Administration's (FHA) mortgage program is a great way to purchase a home. The most common FHA product is the 203(b) loan which requires certain home issues to be repaired by the seller before closing. A seller…
What is an Escrow? An Escrow account is an arrangement where a third party holds funds from a buyer and seller during the process of sales transaction. The account has various uses anywhere from online purchases to home buying, the…
1. Better Rates/Costs What is the first thing that pops in your head when looking at a home loan? Almost always you are thinking about interest rates and costs. How do you know what is and is not a good…
Buying a Home - Do's Save down payment money before you act on buying a home The first thing you need to do before buying a home is to have down payment money saved up. For any common loan,…
Construction Loan Click here to inquire Construction-To-Permanent One-Time Close For manufactured, modular, and stick-built properties: finance the construction, lot purchase and permanent mortgage all with a single loan. No re-qualification. No second appraisal. More About One-Time Close Why…
